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Hello, I’m Josh Abrahim, Founder and Managing Director of First Choice Home Loans (FCHL).
With more than 25 years of experience in the Australian mortgage and finance industry, I’ve built my career on helping individuals, families and business owners achieve their property goals with confidence. Since commencing as a mortgage broker in 2001 and founding FCHL in 2006, I’ve successfully assisted thousands of clients with everything from first home purchases and refinances to complex self-employed, commercial and development finance solutions.
Holding a Diploma of Finance and Mortgage Broking Management and an Australian Credit Licence, I take pride in providing strategic, personalised advice backed by experience, integrity and a genuine commitment to achieving the best possible outcome for every client.
At FCHL, we believe finance is about more than securing a loan—it’s about building long-term relationships and helping our clients create wealth and financial security. Whether you’re purchasing your first home, growing your investment portfolio or seeking tailored lending solutions, my team and I are committed to making the process straightforward, transparent and stress-free.
Your goals become our priority, and we’re here to guide you every step of the way.
Helping people achieve their property goals has been the driving force behind my career for more than 25 years. I believe that every client deserves honest advice, tailored finance solutions and a broker who genuinely puts their interests first.
As the Founder and Managing Director of First Choice Home Loans (FCHL), I have assisted thousands of individuals, families and business owners to purchase their first home, refinance existing loans, build investment portfolios and secure finance for complex lending scenarios.
My commitment to exceptional client outcomes has been recognised through industry awards, including the Outsource Elite Broker Award, reflecting my dedication to professionalism, integrity and customer service. However, my greatest achievement is the long-term relationships I’ve built with clients who continue to trust me with their finance needs and confidently refer their family and friends.
Every client’s circumstances are unique, and I take the time to understand their goals before developing a lending strategy that supports both their immediate needs and long-term financial success. Whether you’re buying your first home, refinancing, investing or growing your business, my team and I are committed to making the finance process simple, transparent and stress-free.